What is in store for us??

I never thought that we would have any trouble at all TTC.
When things didn't take right away, I never thought that we would have to actually get treatment, I thought that it was just going to take the year that they say it does.
Now, we are almost at a year, and I find myself having to entertain the notion that we may not only have to undergo IUI, but we might have to go with IVF.
I didn't want to have to conceive with medical intervention, originally. Now I don't care, I just want a baby. But I really don't want to have to get to the IVF stage, and only because we don't have the money to pay for it. Period. At least $5000 is what we are looking at, and thats without even the meds. I don't know if our medical coverage covers the meds, but I am sure that it won't cover the IVF costs, and like I said, we just don't have it.
I am starting to get really worried, although, we should probably just wait until we get the results of our HSG and SA.